Consider upgrading your benefit coverage by choosing supplemental benefits.
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You can purchase Voluntary Accident Insurance, through Cigna, to help pay for expenses related to unexpected accidents and injuries. The plan pays you a cash benefit to help with expenses like rehabilitation, transportation, and treatment for injuries resulting from an off-the-job accident. The plan also pays you a benefit for staying well! Complete one wellness visit, health screening test, or preventive service each year to earn a $75 benefit. Each of your enrolled dependents can earn the benefit, too!
| Coverage | Monthly Rates |
|---|---|
| Employee Only | $16.33 |
| Employee + Spouse | $28.65 |
| Employee + Child(ren) | $30.10 |
| Employee + Family | $41.06 |
Critical Illness Insurance, through Cigna, can help pay for expenses related to the diagnosis of a serious illness—including cancer, heart attack, or stroke. This valuable coverage can help alleviate your worry about bills and finances, so you can focus on healing and recovery. The plan also pays you a benefit for staying well! Complete one wellness visit, health screening test, or preventive service each year to earn a $50 benefit for each enrolled family member. Covered adults are also able to receive a $200 mammography benefit (cannot receive both the mammography and wellness benefit in the same year). You can elect coverage for yourself and your eligible family members in the following amounts:
| Age | Plan A: $10,000 | Plan B: $20,000 | Plan C: $30,000 | ||||||
|---|---|---|---|---|---|---|---|---|---|
| Employee Only | Employee +1* | Employee + Family** | Employee Only | Employee +1* | Employee + Family** | Employee Only | Employee +1* | Employee + Family** | |
| 0-29 | $10.48 | $12.07 | $16.54 | $15.36 | $17.12 | $22.62 | $20.24 | $22.17 | $28.70 |
| 30-39 | $11.20 | $12.79 | $17.98 | $16.80 | $18.56 | $25.50 | $22.40 | $24.33 | $33.02 |
| 40-49 | $16.88 | $18.47 | $26.86 | $28.16 | $29.92 | $43.26 | $39.44 | $41.37 | $59.66 |
| 50-59 | $27.68 | $29.27 | $42.30 | $49.76 | $51.52 | $74.14 | $71.84 | $73.77 | $105.98 |
| 60+ | $41.52 | $43.06 | $63.32 | $77.44 | $79.10 | $116.18 | $113.36 | $115.14 | $169.04 |
*Employee +1 can be employee + spouse/domestic partner or employee + 1 dependent child.
**Employee + family can be employee + family or employee + 2 or more dependent children.
| Coverage | Coverage Amounts |
|---|---|
| Employee | $10,000, $20,000, or $30,000 |
| Spouse | 100% of employee benefit amount |
| Child(ren) | 100% of employee benefit amount |
Upon diagnosis of a covered illness, the lump-sum benefit is paid directly to you (unless otherwise assigned), regardless of other major medical coverage you may already have. You can use the funds to pay for medical bills, to continue making rent or mortgage payments, or however you see fit. Your cost for Critical Illness Insurance is based on your age and the level of coverage you purchase.
An unexpected hospital stay can be expensive, even with medical insurance. You can purchase Hospital Indemnity Insurance, through Cigna, to help pay for expenses related to a qualified hospital stay for a covered injury or illness. Benefits are paid directly to you, and the funds can be used as you see fit. The benefit you receive depends on the type of care you receive at the hospital and the length of your stay.
| Coverage | Monthly Rates |
|---|---|
| Employee Only | $15.25 |
| Employee + Spouse | $30.34 |
| Employee + Child(ren) | $24.91 |
| Employee + Family | $40.00 |
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you’re sick or hospitalized. You’re still responsible for paying the cost of your care.
Looking for comprehensive health insurance?
Questions about this policy?
The Legal Protection Plan, through LegalShield, provides access to experienced attorneys who can answer questions and provide a variety of services—all for an affordable cost. Get help with:
Protecting yourself and your loved ones from identity theft is more important than ever. Identity Theft coverage through IDShield provides you will the following services for a low monthly cost:
| LegalShield Plan | IDShield Plan | LegalShield and IDShield Plans |
|---|---|---|
| $23.75 per month | $8.95 per month for Employee Only $16.95 per month for Family Coverage | $31.40 per month for Employee Only $38.20 per month for Family Coverage |
Visit benefits.legalshield.com/usd to learn more and to enroll in these benefits. Download the LegalShield and IDShield apps through the Apple App Store or Google Play for 24/7 protection and on-the-go access.
Important note: If you enroll in one or both of these benefits, you will enroll directly with LegalShield/IDShield (not through Workday) and you will pay your monthly premiums directly to LegalShield/IDShield. The premiums will not be deducted from your paychecks. Contact the Benefits team with any questions.