Your Healthcare Costs

2026

Coverage Cigna CDHP with HSA Cigna HMO Kaiser HMO SIMNSA HMO
Annual Salary under $60,000
Employee Only Your cost $58.00 $63.00 $58.00 $7.00
USD cost $1,182.29 $1,189.32 $725.85 $244.97
Employee + Spouse Your cost $340.00 $387.00 $340.00 $13.00
USD cost $2,027.52 $1,918.75 $1,227.70 $446.22
Employee + Child(ren) Your cost $293.00 $310.00 $293.00 $10.00
USD cost $1,837.78 $1,765.24 $1,117.93 $570.91
Family Your cost $493.00 $521.00 $492.00 $19.00
USD cost $3,295.01 $3,267.01 $3,296.01 $777.56
Annual Salary between $60,000 – $109,999.99

Employee Only

Your cost $121.00 $132.00 $212.00 $13.00
USD cost $1,119.29 $1,120.32 $662.85 $238.97
Employee + Spouse Your cost $486.00 $509.00 $486.00 $26.00
USD cost $1,881.52 $1,796.75 $1,081.70 $433.22
Employee + Child(ren) Your cost $424.00 $443.00 $424.00 $20.00
USD cost $1,706.78 $1,632.24 $986.93 $560.91
Family Your cost $678.00 $710.00 $678.00 $37.00
USD cost $3,110.01 $3,078.01 $3,110.01 $759.56
Annual Salary between $110,000 – $149,999.99

Employee Only

Your cost $231.00 $252.00 $231.00 $68.00
USD cost $1,009.29 $1,000.32 $552.85 $183.97
Employee + Spouse Your cost $633.00 $663.00 $633.00 $122.00
USD cost $1,734.52 $1,642.75 $934.70 $337.22
Employee + Child(ren) Your cost $554.00 $580.00 $554.00 $105.00
USD cost $1,576.87 $1,495.24 $856.93 $475.91
Family Your cost $808.00 $846.00 $808.00 $211.00
USD cost $2,980.01 $2,942.01 $2,980.01 $575.56
Annual Salary $150,000 or more

Employee Only

Your cost $334.00 $364.00 $334.00 $132.00
USD cost $906.29 $888.32 $449.85 $119.97
Employee + Spouse Your cost $767.00 $804.00 $767.00 $222.00
USD cost $1,600.52 $1,501.75 $800.70 $237.22
Employee + Child(ren) Your cost $674.00 $706.00 $674.00 $197.00
USD cost $1,456.78 $1,369.24 $736.93 $383.91
Family Your cost $978.00 $1,025.00 $978.00 $384.00
USD cost $2,810.01 $2,763.01 $2,810.01 $412.56
Plan Option Employee Only Employee + Spouse Employee + Child(ren) Employee + Family
Cigna PPO High $31.55 $65.55 $58.99 $123.99
Cigna PPO Low $20.68 $43.50 $39.15 $87.96
Cigna HMO $7.00 $11.00 $15.00 $22.00
SIMNSA HMO $0 $0 $0 $0
Plan Option Employee Only Employee + Spouse Employee + Child(ren) Employee + Family
VSP $12.25 $17.99 $20.27 $32.41
VSP EasyOptions Buy-Up $14.67 $21.56 $24.29 $38.84

2027

2027 Premiums

CoverageCost TypeCigna HMOKaiser HMOSIMNSA HMOCigna CDHP with HSA
Employee OnlyYour Cost$72.00$65.00$8.00$66.00
USD Cost$1,353.14$811.85$264.13$1,345.45
Employee + SpouseYour Cost$440.00$380.00$14.00$387.00
USD Cost$2,183.94$1,373.70$481.96$2,307.24
Employee + Child(ren)Your Cost$353.00$328.00$11.00$333.00
USD Cost$2,008.62$1,250.33$616.38$2,091.83
FamilyYour Cost$593.00$550.00$21.00$560.00
USD Cost$3,605.36$2,080.55$839.28$3,750.76

2027 Premiums

CoverageCost TypeCigna HMOKaiser HMOSIMNSA HMOCigna CDHP with HSA
Employee OnlyYour Cost$150.00$135.00$14.00$138.00
USD Cost$1,275.14$741.85$258.13$1,273.45
Employee + SpouseYour Cost$579.00$544.00$28.00$553.00
USD Cost$2,044.94$1,209.70$467.96$2,141.24
Employee + Child(ren)Your Cost$504.00$474.00$22.00$483.00
USD Cost$1,857.62$1,104.33$605.38$1,941.83
FamilyYour Cost$808.00$758.00$40.00$772.00
USD Cost$3,390.36$1,872.55$820.28$3,538.76

2027 Premiums

CoverageCost TypeCigna HMOKaiser HMOSIMNSA HMOCigna CDHP with HSA
Employee OnlyYour Cost$287.00$258.00$73.00$263.00
USD Cost$1,138.14$618.85$199.13$1,148.45
Employee + SpouseYour Cost$754.00$708.00$132.00$720.00
USD Cost$1,869.94$1,045.70$363.96$1,974.24
Employee + Child(ren)Your Cost$660.00$620.00$113.00$630.00
USD Cost$1,701.62$958.33$514.38$1,794.83
FamilyYour Cost$963.00$904.00$228.00$920.00
USD Cost$3,235.36$1,726.55$632.28$3,390.76

2027 Premiums

CoverageCost TypeCigna HMOKaiser HMOSIMNSA HMOCigna CDHP with HSA
Employee OnlyYour Cost$414.00$374.00$143.00$380.00
USD Cost$1,011.14$502.85$129.13$1,031.45
Employee + SpouseYour Cost$915.00$858.00$240.00$873.00
USD Cost$1,708.94$895.70$255.96$1,821.24
Employee + Child(ren)Your Cost$803.00$754.00$213.00$767.00
USD Cost$1,558.62$824.33$414.38$1,657.83
FamilyYour Cost$1,166.00$1,094.00$415.00$1,113.00
USD Cost$3,032.36$1,536.55$445.28$3,197.76

Dental

Plan OptionEmployee OnlyEmployee + SpouseEmployee + Child(ren)Employee + Family
Cigna PPO High$31.55$65.55$58.99$123.99
Cigna PPO Low$20.68$43.50$39.15$87.96
Cigna HMO$7.00$11.00$15.00$22.00
SIMNSA HMO$0.00$0.00$0.00$0.00

Vision

Plan OptionEmployee OnlyEmployee + SpouseEmployee + Child(ren)Employee + Family
VSP$13.75$20.19$22.75$36.37
VSP EasyOptions Buy-Up$16.46$24.20$27.26$43.59